CUSA

Covington, LA · 1 · Charter #10640 · www.cusafcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$30.7M
78th percentile
Members
2,600
78th percentile
Total loans
$22.4M
92th percentile
Total shares
$27.6M
80th percentile

Profitability

Return on assets
-0.05%
14th percentile
Net interest margin
3.22%
25th percentile
Efficiency ratio
72.79%
38th percentile
Non-interest income ratio
15.60%
71th percentile

Capital & Risk

Net worth ratio
9.87%
15th percentile
Delinquency rate
1.34%
34th percentile
Net charge-off rate
0.33%
42th percentile
Loan-to-share
81.04%
77th percentile

Growth

Member growth YoY
-13.45%
3th percentile
Asset growth YoY
-1.20%
35th percentile
Loan growth YoY
-10.90%
21th percentile
Share growth YoY
-1.33%
38th percentile

Operations

Members / branch
1,300
58th percentile
Assets / member
$11,808
70th percentile
Field of membership penetration
3.19%
14th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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