Dc

Washington, DC · 1 · Charter #16411 · www.dccreditunion.coop
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$89.2M
38th percentile
Members
10,074
69th percentile
Total loans
$57.8M
49th percentile
Total shares
$75.1M
37th percentile

Profitability

Return on assets
0.92%
42th percentile
Net interest margin
4.24%
81th percentile
Efficiency ratio
78.34%
9th percentile
Non-interest income ratio
32.52%
95th percentile

Capital & Risk

Net worth ratio
12.82%
58th percentile
Delinquency rate
2.70%
5th percentile
Net charge-off rate
1.11%
10th percentile
Loan-to-share
76.92%
65th percentile

Growth

Member growth YoY
4.52%
92th percentile
Asset growth YoY
5.46%
64th percentile
Loan growth YoY
-5.41%
16th percentile
Share growth YoY
3.49%
51th percentile

Operations

Members / branch
3,358
56th percentile
Assets / member
$8,854
8th percentile
Field of membership penetration
0.67%
9th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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