Plattsburgh City School District

Plattsburgh, NY · 1 · Charter #12873 · www.plattscsdfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$8.9M
39th percentile
Members
752
27th percentile
Total loans
$6.7M
53th percentile
Total shares
$7.5M
40th percentile

Profitability

Return on assets
0.98%
58th percentile
Net interest margin
4.13%
56th percentile
Efficiency ratio
58.45%
68th percentile
Non-interest income ratio
1.96%
19th percentile

Capital & Risk

Net worth ratio
15.79%
55th percentile
Delinquency rate
0.34%
64th percentile
Net charge-off rate
-0.03%
94th percentile
Loan-to-share
89.69%
88th percentile

Growth

Member growth YoY
-1.31%
51th percentile
Asset growth YoY
6.80%
83th percentile
Loan growth YoY
-4.80%
42th percentile
Share growth YoY
6.71%
83th percentile

Operations

Members / branch
752
35th percentile
Assets / member
$11,897
70th percentile
Field of membership penetration
47.00%
62th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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