Fontana

Fontana, CA · 1 · Charter #12898 · www.fontanafcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$16.5M
56th percentile
Members
1,416
50th percentile
Total loans
$7.0M
54th percentile
Total shares
$15.1M
59th percentile

Profitability

Return on assets
0.27%
26th percentile
Net interest margin
2.96%
18th percentile
Efficiency ratio
73.29%
37th percentile
Non-interest income ratio
14.43%
67th percentile

Capital & Risk

Net worth ratio
9.09%
10th percentile
Delinquency rate
1.46%
32th percentile
Net charge-off rate
0.44%
36th percentile
Loan-to-share
46.36%
29th percentile

Growth

Member growth YoY
-1.73%
47th percentile
Asset growth YoY
-0.18%
40th percentile
Loan growth YoY
-12.97%
16th percentile
Share growth YoY
0.35%
49th percentile

Operations

Members / branch
708
34th percentile
Assets / member
$11,640
69th percentile
Field of membership penetration
28.61%
42th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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