Eweb Employees

Eugene, OR · 1 · Charter #9777 · www.myewebcu.org/
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$34.3M
83th percentile
Members
1,428
50th percentile
Total loans
$16.3M
81th percentile
Total shares
$29.4M
83th percentile

Profitability

Return on assets
1.30%
72th percentile
Net interest margin
4.07%
53th percentile
Efficiency ratio
64.16%
56th percentile
Non-interest income ratio
9.32%
50th percentile

Capital & Risk

Net worth ratio
13.30%
39th percentile
Delinquency rate
0.20%
71th percentile
Net charge-off rate
0.50%
32th percentile
Loan-to-share
55.18%
43th percentile

Growth

Member growth YoY
2.51%
87th percentile
Asset growth YoY
0.51%
45th percentile
Loan growth YoY
3.31%
74th percentile
Share growth YoY
-1.25%
39th percentile

Operations

Members / branch
714
34th percentile
Assets / member
$24,024
98th percentile
Field of membership penetration
67.20%
83th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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