Cumberland County

Falmouth, ME · 1 · Charter #9500 · www.myccfcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$479.5M
55th percentile
Members
21,961
33th percentile
Total loans
$269.2M
43th percentile
Total shares
$429.3M
59th percentile

Profitability

Return on assets
1.10%
59th percentile
Net interest margin
2.76%
14th percentile
Efficiency ratio
46.70%
89th percentile
Non-interest income ratio
16.34%
33th percentile

Capital & Risk

Net worth ratio
9.88%
33th percentile
Delinquency rate
1.46%
12th percentile
Net charge-off rate
0.15%
83th percentile
Loan-to-share
62.70%
17th percentile

Growth

Member growth YoY
-0.24%
41th percentile
Asset growth YoY
5.73%
54th percentile
Loan growth YoY
7.65%
70th percentile
Share growth YoY
5.70%
60th percentile

Operations

Members / branch
3,137
19th percentile
Assets / member
$21,835
82th percentile
Field of membership penetration
2.20%
31th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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