Total Choice

Hahnville, LA · 1 · Charter #22369 · www.totalchoicefcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$53.3M
4th percentile
Members
4,481
18th percentile
Total loans
$17.5M
2th percentile
Total shares
$49.3M
10th percentile

Profitability

Return on assets
-0.61%
1th percentile
Net interest margin
2.50%
6th percentile
Efficiency ratio
97.92%
1th percentile
Non-interest income ratio
30.51%
93th percentile

Capital & Risk

Net worth ratio
7.59%
2th percentile
Delinquency rate
0.26%
83th percentile
Net charge-off rate
0.04%
93th percentile
Loan-to-share
35.55%
6th percentile

Growth

Member growth YoY
-19.13%
0th percentile
Asset growth YoY
-10.82%
0th percentile
Loan growth YoY
-13.60%
2th percentile
Share growth YoY
-4.76%
4th percentile

Operations

Members / branch
1,494
9th percentile
Assets / member
$11,899
27th percentile
Field of membership penetration
52.72%
91th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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