Knoxville Law Enforcement

Knoxville, TN · 1 · Charter #11533 · www.klefcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$41.6M
92th percentile
Members
1,677
57th percentile
Total loans
$20.2M
89th percentile
Total shares
$36.0M
93th percentile

Profitability

Return on assets
1.37%
74th percentile
Net interest margin
3.24%
26th percentile
Efficiency ratio
53.46%
78th percentile
Non-interest income ratio
15.71%
71th percentile

Capital & Risk

Net worth ratio
12.40%
33th percentile
Delinquency rate
0.28%
67th percentile
Net charge-off rate
0.70%
25th percentile
Loan-to-share
56.26%
44th percentile

Growth

Member growth YoY
-3.62%
27th percentile
Asset growth YoY
-2.51%
27th percentile
Loan growth YoY
-1.06%
58th percentile
Share growth YoY
-3.60%
26th percentile

Operations

Members / branch
1,677
70th percentile
Assets / member
$24,827
98th percentile
Field of membership penetration
0.33%
2th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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