Huntington C & O Railway Employees

Huntington, WV · 1 · Charter #24236 · www.c-ocreditunion.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$30.4M
78th percentile
Members
4,415
96th percentile
Total loans
$13.9M
76th percentile
Total shares
$25.8M
78th percentile

Profitability

Return on assets
1.09%
63th percentile
Net interest margin
4.95%
81th percentile
Efficiency ratio
78.56%
26th percentile
Non-interest income ratio
12.72%
62th percentile

Capital & Risk

Net worth ratio
15.09%
51th percentile
Delinquency rate
7.03%
4th percentile
Net charge-off rate
1.51%
10th percentile
Loan-to-share
53.71%
40th percentile

Growth

Member growth YoY
-8.04%
8th percentile
Asset growth YoY
-0.94%
36th percentile
Loan growth YoY
-18.86%
7th percentile
Share growth YoY
-1.58%
37th percentile

Operations

Members / branch
4,415
98th percentile
Assets / member
$6,896
30th percentile
Field of membership penetration
51.94%
69th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Huntington C & O Railway Employees?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo