Huntington Beach

Huntington Beac, CA · 2 · Charter #60967 · www.huntingtonbeachcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$53.9M
4th percentile
Members
1,946
1th percentile
Total loans
$16.5M
2th percentile
Total shares
$46.7M
6th percentile

Profitability

Return on assets
0.57%
21th percentile
Net interest margin
3.51%
42th percentile
Efficiency ratio
71.48%
23th percentile
Non-interest income ratio
6.81%
7th percentile

Capital & Risk

Net worth ratio
12.95%
59th percentile
Delinquency rate
0.44%
69th percentile
Net charge-off rate
0.22%
64th percentile
Loan-to-share
35.38%
6th percentile

Growth

Member growth YoY
-0.66%
50th percentile
Asset growth YoY
-1.87%
12th percentile
Loan growth YoY
1.36%
51th percentile
Share growth YoY
-2.65%
10th percentile

Operations

Members / branch
1,946
20th percentile
Assets / member
$27,678
95th percentile
Field of membership penetration
0.97%
15th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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