Hemingford Community

HEMINGFORD, NE · 1 · Charter #7210 · www.hemingfordcreditunion.co
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$9.1M
39th percentile
Members
992
36th percentile
Total loans
$6.3M
50th percentile
Total shares
$8.0M
41th percentile

Profitability

Return on assets
0.32%
28th percentile
Net interest margin
3.90%
47th percentile
Efficiency ratio
74.04%
35th percentile
Non-interest income ratio
8.29%
46th percentile

Capital & Risk

Net worth ratio
10.89%
22th percentile
Delinquency rate
0.52%
57th percentile
Net charge-off rate
-0.00%
91th percentile
Loan-to-share
78.55%
74th percentile

Growth

Member growth YoY
-1.00%
55th percentile
Asset growth YoY
-1.49%
33th percentile
Loan growth YoY
10.86%
90th percentile
Share growth YoY
-2.01%
35th percentile

Operations

Members / branch
992
46th percentile
Assets / member
$9,125
49th percentile
Field of membership penetration
9.92%
23th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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