Georgia Power Valdosta

Valdosta, GA · 1 · Charter #12291 · www.gpvfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$23.1M
67th percentile
Members
2,767
81th percentile
Total loans
$12.7M
73th percentile
Total shares
$19.5M
67th percentile

Profitability

Return on assets
1.32%
73th percentile
Net interest margin
4.45%
67th percentile
Efficiency ratio
65.20%
54th percentile
Non-interest income ratio
20.89%
84th percentile

Capital & Risk

Net worth ratio
14.66%
48th percentile
Delinquency rate
0.98%
42th percentile
Net charge-off rate
0.48%
33th percentile
Loan-to-share
64.96%
56th percentile

Growth

Member growth YoY
-1.74%
46th percentile
Asset growth YoY
-6.32%
12th percentile
Loan growth YoY
-7.63%
32th percentile
Share growth YoY
-8.91%
10th percentile

Operations

Members / branch
2,767
90th percentile
Assets / member
$8,339
42th percentile
Field of membership penetration
55.34%
72th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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