North Coast Credit Union

FAIRVIEW PARK, OH · 3 · Charter #95786 · www.nccuonline.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$16.5M
56th percentile
Members
2,265
72th percentile
Total loans
$7.5M
56th percentile
Total shares
$9.6M
46th percentile

Profitability

Return on assets
0.31%
27th percentile
Net interest margin
4.45%
67th percentile
Efficiency ratio
87.33%
15th percentile
Non-interest income ratio
11.68%
58th percentile

Capital & Risk

Net worth ratio
41.85%
98th percentile
Delinquency rate
1.19%
37th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
78.66%
75th percentile

Growth

Member growth YoY
-5.27%
16th percentile
Asset growth YoY
4.58%
72th percentile
Loan growth YoY
-7.71%
31th percentile
Share growth YoY
7.54%
86th percentile

Operations

Members / branch
1,133
51th percentile
Assets / member
$7,303
33th percentile
Field of membership penetration
4.53%
16th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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