Cm Members

Columbus, MS · 1 · Charter #24881 · www.cmcreditunion.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$15.9M
55th percentile
Members
1,778
60th percentile
Total loans
$7.8M
57th percentile
Total shares
$13.3M
55th percentile

Profitability

Return on assets
0.31%
27th percentile
Net interest margin
3.40%
30th percentile
Efficiency ratio
71.45%
40th percentile
Non-interest income ratio
17.61%
77th percentile

Capital & Risk

Net worth ratio
15.79%
55th percentile
Delinquency rate
0.21%
70th percentile
Net charge-off rate
-0.01%
91th percentile
Loan-to-share
58.67%
48th percentile

Growth

Member growth YoY
-3.26%
30th percentile
Asset growth YoY
8.72%
89th percentile
Loan growth YoY
-6.76%
34th percentile
Share growth YoY
9.76%
91th percentile

Operations

Members / branch
889
42th percentile
Assets / member
$8,934
47th percentile
Field of membership penetration
71.12%
85th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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