Sisseton-Wahpeton

Agency Village, SD · 1 · Charter #23309 · www.sisseton-wahpetonfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.0M
25th percentile
Members
1,178
42th percentile
Total loans
$3.0M
31th percentile
Total shares
$2.4M
18th percentile

Profitability

Return on assets
-4.19%
1th percentile
Net interest margin
7.22%
99th percentile
Efficiency ratio
122.31%
3th percentile
Non-interest income ratio
25.92%
91th percentile

Capital & Risk

Net worth ratio
38.26%
97th percentile
Delinquency rate
2.80%
17th percentile
Net charge-off rate
0.40%
38th percentile
Loan-to-share
125.39%
98th percentile

Growth

Member growth YoY
-3.36%
29th percentile
Asset growth YoY
4.03%
68th percentile
Loan growth YoY
13.40%
93th percentile
Share growth YoY
-0.62%
42th percentile

Operations

Members / branch
1,178
54th percentile
Assets / member
$4,238
12th percentile
Field of membership penetration
15.71%
28th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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