CDC

Atlanta, GA · 1 · Charter #6053 · www.cdcfcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$436.5M
48th percentile
Members
23,252
36th percentile
Total loans
$172.8M
12th percentile
Total shares
$372.4M
48th percentile

Profitability

Return on assets
-0.02%
4th percentile
Net interest margin
2.31%
4th percentile
Efficiency ratio
62.57%
35th percentile
Non-interest income ratio
14.66%
25th percentile

Capital & Risk

Net worth ratio
9.43%
25th percentile
Delinquency rate
0.77%
44th percentile
Net charge-off rate
0.40%
52th percentile
Loan-to-share
46.41%
3th percentile

Growth

Member growth YoY
5.48%
91th percentile
Asset growth YoY
0.00%
14th percentile
Loan growth YoY
7.27%
67th percentile
Share growth YoY
-2.89%
5th percentile

Operations

Members / branch
5,813
71th percentile
Assets / member
$18,774
70th percentile
Field of membership penetration
4.65%
52th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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