Dfcu Financial

Dearborn, MI · 2 · Charter #61844 · www.dfcufinancial.com
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$7.8B
93th percentile
Members
242,390
81th percentile
Total loans
$3.0B
76th percentile
Total shares
$6.9B
94th percentile

Profitability

Return on assets
1.01%
50th percentile
Net interest margin
2.00%
4th percentile
Efficiency ratio
40.42%
87th percentile
Non-interest income ratio
15.95%
32th percentile

Capital & Risk

Net worth ratio
12.29%
75th percentile
Delinquency rate
0.44%
78th percentile
Net charge-off rate
0.14%
91th percentile
Loan-to-share
42.65%
1th percentile

Growth

Member growth YoY
0.52%
30th percentile
Asset growth YoY
16.62%
94th percentile
Loan growth YoY
37.19%
98th percentile
Share growth YoY
14.60%
92th percentile

Operations

Members / branch
6,215
33th percentile
Assets / member
$32,053
96th percentile
Field of membership penetration
4.78%
47th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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