Panhandle

Wellington, KS · 1 · Charter #12033 · www.panhandlefcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$61.3M
13th percentile
Members
3,879
13th percentile
Total loans
$33.3M
18th percentile
Total shares
$52.0M
13th percentile

Profitability

Return on assets
0.00%
4th percentile
Net interest margin
3.35%
33th percentile
Efficiency ratio
80.60%
6th percentile
Non-interest income ratio
11.22%
20th percentile

Capital & Risk

Net worth ratio
16.95%
86th percentile
Delinquency rate
0.69%
51th percentile
Net charge-off rate
0.04%
93th percentile
Loan-to-share
64.00%
43th percentile

Growth

Member growth YoY
3.52%
89th percentile
Asset growth YoY
-2.23%
10th percentile
Loan growth YoY
4.86%
71th percentile
Share growth YoY
-2.21%
12th percentile

Operations

Members / branch
1,293
5th percentile
Assets / member
$15,795
61th percentile
Field of membership penetration
59.68%
93th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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