Peoples

SPRINGFIELD, CO · 2 · Charter #66155 · www.peoples-cu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$73.5M
24th percentile
Members
3,578
10th percentile
Total loans
$59.6M
50th percentile
Total shares
$56.7M
18th percentile

Profitability

Return on assets
1.56%
79th percentile
Net interest margin
4.65%
91th percentile
Efficiency ratio
48.80%
85th percentile
Non-interest income ratio
5.38%
4th percentile

Capital & Risk

Net worth ratio
19.00%
92th percentile
Delinquency rate
0.39%
73th percentile
Net charge-off rate
0.19%
68th percentile
Loan-to-share
105.03%
98th percentile

Growth

Member growth YoY
-0.97%
46th percentile
Asset growth YoY
4.83%
59th percentile
Loan growth YoY
5.08%
72th percentile
Share growth YoY
4.15%
57th percentile

Operations

Members / branch
1,789
16th percentile
Assets / member
$20,553
86th percentile
Field of membership penetration
6.09%
49th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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