Saint John a M E

NIAGARA FALLS, NY · 1 · Charter #18528
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$192.0K
1th percentile
Members
169
5th percentile
Total loans
$117.9K
4th percentile
Total shares
$142.0K
2th percentile

Profitability

Return on assets
-0.31%
10th percentile
Net interest margin
4.78%
78th percentile
Efficiency ratio
105.16%
5th percentile
Non-interest income ratio
1.05%
14th percentile

Capital & Risk

Net worth ratio
15.23%
52th percentile
Delinquency rate
4.32%
9th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
83.04%
81th percentile

Growth

Member growth YoY
-2.31%
40th percentile
Asset growth YoY
-3.35%
23th percentile
Loan growth YoY
8.95%
88th percentile
Share growth YoY
-4.22%
24th percentile

Operations

Members / branch
169
6th percentile
Assets / member
$1,136
2th percentile
Field of membership penetration
67.60%
83th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Saint John a M E?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo