Manchester Municipal

MANCHESTER, CT · 1 · Charter #13602 · www.mmfcu.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$38.8M
88th percentile
Members
2,223
71th percentile
Total loans
$23.3M
93th percentile
Total shares
$35.1M
91th percentile

Profitability

Return on assets
0.63%
42th percentile
Net interest margin
2.94%
18th percentile
Efficiency ratio
58.44%
69th percentile
Non-interest income ratio
9.00%
49th percentile

Capital & Risk

Net worth ratio
9.12%
10th percentile
Delinquency rate
0.56%
55th percentile
Net charge-off rate
0.06%
66th percentile
Loan-to-share
66.50%
59th percentile

Growth

Member growth YoY
1.69%
81th percentile
Asset growth YoY
4.67%
72th percentile
Loan growth YoY
6.33%
82th percentile
Share growth YoY
4.03%
70th percentile

Operations

Members / branch
2,223
82th percentile
Assets / member
$17,458
93th percentile
Field of membership penetration
88.92%
95th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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