Cornerstone

FAIRFIELD, CT · 1 · Charter #24977 · www.cornerstoneccu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$65.7M
17th percentile
Members
4,467
18th percentile
Total loans
$39.1M
26th percentile
Total shares
$57.3M
19th percentile

Profitability

Return on assets
0.60%
23th percentile
Net interest margin
4.05%
72th percentile
Efficiency ratio
84.26%
4th percentile
Non-interest income ratio
12.38%
26th percentile

Capital & Risk

Net worth ratio
10.38%
27th percentile
Delinquency rate
0.17%
89th percentile
Net charge-off rate
0.21%
66th percentile
Loan-to-share
68.17%
50th percentile

Growth

Member growth YoY
no peer data
Asset growth YoY
no peer data
Loan growth YoY
no peer data
Share growth YoY
no peer data

Operations

Members / branch
1,117
3th percentile
Assets / member
$14,718
52th percentile
Field of membership penetration
0.99%
15th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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