802

Barre, VT · 2 · Charter #62983 · www.802cu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$491.7M
57th percentile
Members
45,490
82th percentile
Total loans
$376.3M
64th percentile
Total shares
$427.7M
58th percentile

Profitability

Return on assets
1.54%
83th percentile
Net interest margin
4.55%
96th percentile
Efficiency ratio
64.59%
27th percentile
Non-interest income ratio
17.80%
42th percentile

Capital & Risk

Net worth ratio
12.36%
71th percentile
Delinquency rate
1.05%
26th percentile
Net charge-off rate
0.38%
55th percentile
Loan-to-share
87.98%
69th percentile

Growth

Member growth YoY
22.41%
98th percentile
Asset growth YoY
18.09%
98th percentile
Loan growth YoY
21.70%
97th percentile
Share growth YoY
17.51%
97th percentile

Operations

Members / branch
3,791
33th percentile
Assets / member
$10,809
5th percentile
Field of membership penetration
5.27%
56th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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