Inova

Elkhart, IN · 1 · Charter #4968 · www.inovafederal.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$655.7M
74th percentile
Members
47,545
85th percentile
Total loans
$598.2M
89th percentile
Total shares
$487.4M
65th percentile

Profitability

Return on assets
0.47%
17th percentile
Net interest margin
3.42%
47th percentile
Efficiency ratio
50.61%
79th percentile
Non-interest income ratio
14.50%
25th percentile

Capital & Risk

Net worth ratio
8.12%
6th percentile
Delinquency rate
0.99%
29th percentile
Net charge-off rate
1.13%
9th percentile
Loan-to-share
122.73%
99th percentile

Growth

Member growth YoY
1.01%
56th percentile
Asset growth YoY
-3.98%
4th percentile
Loan growth YoY
-3.90%
11th percentile
Share growth YoY
-3.88%
3th percentile

Operations

Members / branch
6,792
80th percentile
Assets / member
$13,792
28th percentile
Field of membership penetration
11.13%
74th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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