Kauai

Lihue, HI · 1 · Charter #5487 · www.kauaicreditunion.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$196.3M
88th percentile
Members
7,769
51th percentile
Total loans
$158.2M
97th percentile
Total shares
$134.1M
75th percentile

Profitability

Return on assets
-0.02%
4th percentile
Net interest margin
3.64%
49th percentile
Efficiency ratio
56.17%
69th percentile
Non-interest income ratio
14.91%
38th percentile

Capital & Risk

Net worth ratio
8.29%
5th percentile
Delinquency rate
0.88%
40th percentile
Net charge-off rate
0.72%
18th percentile
Loan-to-share
117.99%
99th percentile

Growth

Member growth YoY
-0.27%
54th percentile
Asset growth YoY
-1.00%
15th percentile
Loan growth YoY
-0.54%
38th percentile
Share growth YoY
4.14%
57th percentile

Operations

Members / branch
2,590
38th percentile
Assets / member
$25,272
93th percentile
Field of membership penetration
10.52%
59th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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