Expree

Frankfort, KY · 2 · Charter #62431 · www.expree.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$114.6M
55th percentile
Members
9,021
61th percentile
Total loans
$87.6M
69th percentile
Total shares
$101.4M
56th percentile

Profitability

Return on assets
0.98%
47th percentile
Net interest margin
3.55%
44th percentile
Efficiency ratio
59.47%
60th percentile
Non-interest income ratio
24.34%
81th percentile

Capital & Risk

Net worth ratio
10.86%
34th percentile
Delinquency rate
0.72%
50th percentile
Net charge-off rate
0.34%
48th percentile
Loan-to-share
86.36%
81th percentile

Growth

Member growth YoY
-1.84%
36th percentile
Asset growth YoY
9.61%
87th percentile
Loan growth YoY
10.12%
87th percentile
Share growth YoY
13.47%
94th percentile

Operations

Members / branch
9,021
97th percentile
Assets / member
$12,707
35th percentile
Field of membership penetration
0.49%
5th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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