Los Alamos Schools

Los Alamos, NM · 2 · Charter #61165 · www.lascu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$32.8M
81th percentile
Members
2,226
72th percentile
Total loans
$20.1M
89th percentile
Total shares
$29.0M
83th percentile

Profitability

Return on assets
0.79%
49th percentile
Net interest margin
3.81%
44th percentile
Efficiency ratio
63.35%
57th percentile
Non-interest income ratio
7.20%
42th percentile

Capital & Risk

Net worth ratio
11.18%
24th percentile
Delinquency rate
0.62%
53th percentile
Net charge-off rate
0.34%
41th percentile
Loan-to-share
69.39%
62th percentile

Growth

Member growth YoY
0.77%
75th percentile
Asset growth YoY
-0.74%
37th percentile
Loan growth YoY
-2.03%
54th percentile
Share growth YoY
-1.74%
36th percentile

Operations

Members / branch
2,226
82th percentile
Assets / member
$14,728
84th percentile
Field of membership penetration
55.65%
72th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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