Wcg Employees

MARTIN, TN · 2 · Charter #68153
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.0M
7th percentile
Members
241
7th percentile
Total loans
$610.4K
11th percentile
Total shares
$791.7K
7th percentile

Profitability

Return on assets
0.84%
52th percentile
Net interest margin
3.25%
26th percentile
Efficiency ratio
50.05%
83th percentile
Non-interest income ratio
3.00%
24th percentile

Capital & Risk

Net worth ratio
21.51%
79th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
77.10%
72th percentile

Growth

Member growth YoY
0.42%
72th percentile
Asset growth YoY
-1.02%
36th percentile
Loan growth YoY
-1.57%
56th percentile
Share growth YoY
-2.24%
33th percentile

Operations

Members / branch
241
10th percentile
Assets / member
$4,237
12th percentile
Field of membership penetration
48.20%
64th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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