Summit

Greensboro, NC · 2 · Charter #63020 · www.summitcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$360.3M
32th percentile
Members
37,288
70th percentile
Total loans
$232.7M
32th percentile
Total shares
$288.0M
26th percentile

Profitability

Return on assets
1.59%
85th percentile
Net interest margin
4.51%
95th percentile
Efficiency ratio
62.92%
33th percentile
Non-interest income ratio
23.78%
76th percentile

Capital & Risk

Net worth ratio
15.43%
92th percentile
Delinquency rate
0.93%
32th percentile
Net charge-off rate
1.05%
10th percentile
Loan-to-share
80.78%
51th percentile

Growth

Member growth YoY
17.08%
98th percentile
Asset growth YoY
3.11%
34th percentile
Loan growth YoY
1.26%
34th percentile
Share growth YoY
2.89%
35th percentile

Operations

Members / branch
4,661
51th percentile
Assets / member
$9,662
3th percentile
Field of membership penetration
35.96%
92th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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