Old Kentucky Home

BARDSTOWN, KY · 1 · Charter #18172 · WWW.OKHFCU.COM
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$19.5M
61th percentile
Members
2,331
74th percentile
Total loans
$13.8M
76th percentile
Total shares
$17.1M
63th percentile

Profitability

Return on assets
0.59%
40th percentile
Net interest margin
5.19%
87th percentile
Efficiency ratio
84.32%
18th percentile
Non-interest income ratio
21.81%
86th percentile

Capital & Risk

Net worth ratio
12.20%
32th percentile
Delinquency rate
0.43%
60th percentile
Net charge-off rate
0.52%
31th percentile
Loan-to-share
81.08%
77th percentile

Growth

Member growth YoY
4.67%
93th percentile
Asset growth YoY
-0.57%
38th percentile
Loan growth YoY
9.99%
89th percentile
Share growth YoY
-1.24%
39th percentile

Operations

Members / branch
2,331
84th percentile
Assets / member
$8,370
42th percentile
Field of membership penetration
26.12%
40th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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