Wyoming Valley Educational Empl

Wilkes Barre, PA · 1 · Charter #2657 · www.wveefcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$54.8M
5th percentile
Members
1,604
0th percentile
Total loans
$7.4M
0th percentile
Total shares
$49.7M
10th percentile

Profitability

Return on assets
0.65%
25th percentile
Net interest margin
1.51%
1th percentile
Efficiency ratio
21.50%
100th percentile
Non-interest income ratio
0.70%
1th percentile

Capital & Risk

Net worth ratio
9.00%
11th percentile
Delinquency rate
0.16%
90th percentile
Net charge-off rate
0.06%
89th percentile
Loan-to-share
14.86%
1th percentile

Growth

Member growth YoY
-3.14%
23th percentile
Asset growth YoY
5.89%
67th percentile
Loan growth YoY
3.71%
63th percentile
Share growth YoY
5.28%
66th percentile

Operations

Members / branch
535
0th percentile
Assets / member
$34,176
98th percentile
Field of membership penetration
35.64%
83th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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