Calcom

LONG BEACH, CA · 1 · Charter #18623 · www.calcomcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$82.5M
33th percentile
Members
6,980
45th percentile
Total loans
$61.0M
52th percentile
Total shares
$68.6M
31th percentile

Profitability

Return on assets
1.18%
61th percentile
Net interest margin
3.82%
59th percentile
Efficiency ratio
69.40%
28th percentile
Non-interest income ratio
25.97%
86th percentile

Capital & Risk

Net worth ratio
16.24%
83th percentile
Delinquency rate
0.63%
55th percentile
Net charge-off rate
0.19%
69th percentile
Loan-to-share
88.93%
85th percentile

Growth

Member growth YoY
-8.63%
4th percentile
Asset growth YoY
-1.23%
14th percentile
Loan growth YoY
-9.28%
7th percentile
Share growth YoY
-2.10%
12th percentile

Operations

Members / branch
1,745
15th percentile
Assets / member
$11,821
27th percentile
Field of membership penetration
25.38%
75th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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