Explorers

YANKTON, SD · 1 · Charter #14874 · www.explorerscu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$108.3M
51th percentile
Members
9,037
61th percentile
Total loans
$65.2M
55th percentile
Total shares
$96.9M
54th percentile

Profitability

Return on assets
0.85%
37th percentile
Net interest margin
4.15%
77th percentile
Efficiency ratio
79.33%
8th percentile
Non-interest income ratio
24.58%
82th percentile

Capital & Risk

Net worth ratio
9.70%
19th percentile
Delinquency rate
0.50%
65th percentile
Net charge-off rate
0.35%
47th percentile
Loan-to-share
67.25%
48th percentile

Growth

Member growth YoY
1.22%
72th percentile
Asset growth YoY
4.28%
54th percentile
Loan growth YoY
1.24%
50th percentile
Share growth YoY
3.78%
54th percentile

Operations

Members / branch
2,259
28th percentile
Assets / member
$11,979
28th percentile
Field of membership penetration
1.81%
26th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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