Fox

LOS ANGELES, CA · 1 · Charter #16954 · www.foxcredit.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$38.5M
88th percentile
Members
3,025
85th percentile
Total loans
$25.8M
95th percentile
Total shares
$34.8M
91th percentile

Profitability

Return on assets
-0.31%
10th percentile
Net interest margin
3.25%
26th percentile
Efficiency ratio
91.95%
11th percentile
Non-interest income ratio
10.09%
53th percentile

Capital & Risk

Net worth ratio
9.18%
11th percentile
Delinquency rate
0.65%
52th percentile
Net charge-off rate
0.07%
65th percentile
Loan-to-share
74.22%
69th percentile

Growth

Member growth YoY
-3.48%
28th percentile
Asset growth YoY
-9.32%
6th percentile
Loan growth YoY
-9.96%
24th percentile
Share growth YoY
-9.16%
9th percentile

Operations

Members / branch
756
36th percentile
Assets / member
$12,727
75th percentile
Field of membership penetration
30.25%
43th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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