S E C U

KEOKUK, IA · 2 · Charter #64269
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.8M
11th percentile
Members
722
26th percentile
Total loans
$1.1M
16th percentile
Total shares
$1.1M
10th percentile

Profitability

Return on assets
2.74%
97th percentile
Net interest margin
6.21%
96th percentile
Efficiency ratio
52.50%
79th percentile
Non-interest income ratio
2.06%
20th percentile

Capital & Risk

Net worth ratio
35.30%
95th percentile
Delinquency rate
2.62%
18th percentile
Net charge-off rate
-0.23%
97th percentile
Loan-to-share
99.65%
93th percentile

Growth

Member growth YoY
0.28%
70th percentile
Asset growth YoY
5.19%
75th percentile
Loan growth YoY
0.12%
63th percentile
Share growth YoY
3.56%
68th percentile

Operations

Members / branch
241
10th percentile
Assets / member
$2,425
5th percentile
Field of membership penetration
97.83%
98th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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