First County

MUNCIE, IN · 1 · Charter #14163 · www.firstcountyfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$33.2M
81th percentile
Members
3,248
88th percentile
Total loans
$15.2M
79th percentile
Total shares
$29.7M
84th percentile

Profitability

Return on assets
0.83%
51th percentile
Net interest margin
3.70%
39th percentile
Efficiency ratio
67.34%
48th percentile
Non-interest income ratio
17.63%
77th percentile

Capital & Risk

Net worth ratio
10.44%
18th percentile
Delinquency rate
0.97%
42th percentile
Net charge-off rate
0.37%
40th percentile
Loan-to-share
51.28%
36th percentile

Growth

Member growth YoY
-5.86%
13th percentile
Asset growth YoY
3.71%
66th percentile
Loan growth YoY
15.40%
94th percentile
Share growth YoY
3.41%
66th percentile

Operations

Members / branch
1,624
68th percentile
Assets / member
$10,224
58th percentile
Field of membership penetration
2.85%
13th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for First County?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo