Cabot Community

Pampa, TX · 2 · Charter #67581 · www.cabotccu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$42.0M
92th percentile
Members
4,383
96th percentile
Total loans
$26.6M
96th percentile
Total shares
$34.9M
91th percentile

Profitability

Return on assets
2.11%
92th percentile
Net interest margin
4.22%
60th percentile
Efficiency ratio
46.26%
87th percentile
Non-interest income ratio
16.91%
75th percentile

Capital & Risk

Net worth ratio
16.43%
59th percentile
Delinquency rate
0.78%
48th percentile
Net charge-off rate
0.58%
29th percentile
Loan-to-share
76.29%
71th percentile

Growth

Member growth YoY
-4.84%
18th percentile
Asset growth YoY
5.43%
76th percentile
Loan growth YoY
-10.54%
22th percentile
Share growth YoY
5.00%
75th percentile

Operations

Members / branch
4,383
98th percentile
Assets / member
$9,581
53th percentile
Field of membership penetration
15.73%
28th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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