Subiaco

Subiaco, AR · 1 · Charter #5922 · www.subiacofcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$26.9M
73th percentile
Members
2,177
70th percentile
Total loans
$6.7M
52th percentile
Total shares
$22.5M
73th percentile

Profitability

Return on assets
0.03%
17th percentile
Net interest margin
3.74%
41th percentile
Efficiency ratio
89.73%
12th percentile
Non-interest income ratio
1.76%
18th percentile

Capital & Risk

Net worth ratio
15.94%
56th percentile
Delinquency rate
0.68%
51th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
29.67%
12th percentile

Growth

Member growth YoY
-3.12%
32th percentile
Asset growth YoY
0.21%
43th percentile
Loan growth YoY
-5.35%
40th percentile
Share growth YoY
0.00%
47th percentile

Operations

Members / branch
1,089
50th percentile
Assets / member
$12,344
73th percentile
Field of membership penetration
2.24%
11th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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