Total Community

TAYLOR, MI · 2 · Charter #62245 · www.tccu.us
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$106.8M
50th percentile
Members
6,410
39th percentile
Total loans
$43.0M
32th percentile
Total shares
$90.3M
50th percentile

Profitability

Return on assets
2.08%
93th percentile
Net interest margin
4.05%
72th percentile
Efficiency ratio
58.54%
63th percentile
Non-interest income ratio
25.81%
86th percentile

Capital & Risk

Net worth ratio
14.88%
76th percentile
Delinquency rate
0.74%
48th percentile
Net charge-off rate
1.17%
8th percentile
Loan-to-share
47.57%
18th percentile

Growth

Member growth YoY
-4.43%
14th percentile
Asset growth YoY
5.95%
68th percentile
Loan growth YoY
-5.09%
17th percentile
Share growth YoY
3.46%
51th percentile

Operations

Members / branch
6,410
92th percentile
Assets / member
$16,656
68th percentile
Field of membership penetration
14.24%
65th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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