Pathways Financial

Columbus, OH · 2 · Charter #66376 · www.pathwayscu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$755.2M
83th percentile
Members
59,869
94th percentile
Total loans
$522.5M
82th percentile
Total shares
$638.0M
84th percentile

Profitability

Return on assets
1.11%
59th percentile
Net interest margin
3.41%
46th percentile
Efficiency ratio
56.61%
61th percentile
Non-interest income ratio
20.80%
61th percentile

Capital & Risk

Net worth ratio
10.58%
45th percentile
Delinquency rate
1.01%
27th percentile
Net charge-off rate
0.87%
16th percentile
Loan-to-share
81.89%
55th percentile

Growth

Member growth YoY
15.57%
97th percentile
Asset growth YoY
15.56%
96th percentile
Loan growth YoY
18.33%
95th percentile
Share growth YoY
14.77%
96th percentile

Operations

Members / branch
4,989
57th percentile
Assets / member
$12,614
17th percentile
Field of membership penetration
1.93%
27th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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