Ohio Teamsters

INDEPENDENCE, OH · 2 · Charter #61136 · www.ohioteamsterscu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$16.4M
56th percentile
Members
2,544
77th percentile
Total loans
$7.0M
54th percentile
Total shares
$11.9M
52th percentile

Profitability

Return on assets
0.93%
56th percentile
Net interest margin
4.28%
62th percentile
Efficiency ratio
74.30%
35th percentile
Non-interest income ratio
17.25%
76th percentile

Capital & Risk

Net worth ratio
27.63%
90th percentile
Delinquency rate
0.32%
65th percentile
Net charge-off rate
0.13%
58th percentile
Loan-to-share
58.74%
48th percentile

Growth

Member growth YoY
-5.00%
17th percentile
Asset growth YoY
-2.70%
26th percentile
Loan growth YoY
-21.13%
5th percentile
Share growth YoY
-4.90%
21th percentile

Operations

Members / branch
2,544
87th percentile
Assets / member
$6,454
26th percentile
Field of membership penetration
16.96%
29th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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