Goldmark

Attleboro, MA · 1 · Charter #11400 · www.goldmarkfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$48.8M
99th percentile
Members
2,931
83th percentile
Total loans
$19.4M
88th percentile
Total shares
$43.5M
100th percentile

Profitability

Return on assets
0.51%
36th percentile
Net interest margin
2.42%
8th percentile
Efficiency ratio
52.40%
79th percentile
Non-interest income ratio
10.57%
55th percentile

Capital & Risk

Net worth ratio
10.74%
21th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
44.52%
27th percentile

Growth

Member growth YoY
-2.20%
41th percentile
Asset growth YoY
4.84%
73th percentile
Loan growth YoY
-7.44%
32th percentile
Share growth YoY
4.82%
74th percentile

Operations

Members / branch
2,931
91th percentile
Assets / member
$16,656
90th percentile
Field of membership penetration
39.08%
54th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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