Somerville School Employees

Somerville, MA · 1 · Charter #3475 · WWW.SSEFCU.ORG
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$23.1M
67th percentile
Members
1,375
48th percentile
Total loans
$8.9M
62th percentile
Total shares
$17.1M
63th percentile

Profitability

Return on assets
0.09%
19th percentile
Net interest margin
2.71%
12th percentile
Efficiency ratio
72.43%
38th percentile
Non-interest income ratio
1.41%
16th percentile

Capital & Risk

Net worth ratio
16.84%
60th percentile
Delinquency rate
0.17%
73th percentile
Net charge-off rate
0.01%
72th percentile
Loan-to-share
52.11%
38th percentile

Growth

Member growth YoY
-23.44%
1th percentile
Asset growth YoY
-4.04%
20th percentile
Loan growth YoY
5.35%
80th percentile
Share growth YoY
-9.02%
10th percentile

Operations

Members / branch
1,375
60th percentile
Assets / member
$16,827
91th percentile
Field of membership penetration
65.48%
81th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Somerville School Employees?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo