Southwest Research Center

San Antonio, TX · 1 · Charter #10913 · www.swrcfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$85.8M
35th percentile
Members
5,370
29th percentile
Total loans
$42.4M
31th percentile
Total shares
$76.3M
38th percentile

Profitability

Return on assets
1.28%
66th percentile
Net interest margin
3.86%
61th percentile
Efficiency ratio
63.80%
47th percentile
Non-interest income ratio
14.38%
36th percentile

Capital & Risk

Net worth ratio
11.21%
37th percentile
Delinquency rate
0.63%
55th percentile
Net charge-off rate
0.61%
24th percentile
Loan-to-share
55.59%
28th percentile

Growth

Member growth YoY
1.05%
70th percentile
Asset growth YoY
1.94%
34th percentile
Loan growth YoY
0.07%
43th percentile
Share growth YoY
0.32%
26th percentile

Operations

Members / branch
2,685
40th percentile
Assets / member
$15,973
63th percentile
Field of membership penetration
5.65%
48th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Southwest Research Center?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo