Numerica

Spokane Valley, WA · 2 · Charter #66841 · www.numericacu.com
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.2B
78th percentile
Members
177,451
70th percentile
Total loans
$3.4B
81th percentile
Total shares
$3.4B
78th percentile

Profitability

Return on assets
0.86%
41th percentile
Net interest margin
2.85%
27th percentile
Efficiency ratio
49.52%
60th percentile
Non-interest income ratio
19.99%
61th percentile

Capital & Risk

Net worth ratio
11.83%
68th percentile
Delinquency rate
0.34%
86th percentile
Net charge-off rate
0.29%
79th percentile
Loan-to-share
101.01%
81th percentile

Growth

Member growth YoY
1.48%
40th percentile
Asset growth YoY
5.34%
47th percentile
Loan growth YoY
6.55%
59th percentile
Share growth YoY
9.08%
77th percentile

Operations

Members / branch
7,715
51th percentile
Assets / member
$23,752
84th percentile
Field of membership penetration
13.70%
75th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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