Bopti

SAN PEDRO, CA · 1 · Charter #10433 · www.boptifcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$69.7M
21th percentile
Members
4,309
17th percentile
Total loans
$22.5M
6th percentile
Total shares
$50.3M
11th percentile

Profitability

Return on assets
0.94%
44th percentile
Net interest margin
2.63%
8th percentile
Efficiency ratio
43.01%
92th percentile
Non-interest income ratio
4.69%
4th percentile

Capital & Risk

Net worth ratio
22.14%
96th percentile
Delinquency rate
1.38%
20th percentile
Net charge-off rate
1.21%
8th percentile
Loan-to-share
44.73%
13th percentile

Growth

Member growth YoY
0.54%
65th percentile
Asset growth YoY
-5.19%
3th percentile
Loan growth YoY
-14.07%
2th percentile
Share growth YoY
-10.22%
0th percentile

Operations

Members / branch
2,155
25th percentile
Assets / member
$16,186
63th percentile
Field of membership penetration
34.03%
82th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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