Kyger Creek

Cheshire, OH · 3 · Charter #96737
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$20.1M
62th percentile
Members
1,520
53th percentile
Total loans
$10.1M
66th percentile
Total shares
$16.2M
61th percentile

Profitability

Return on assets
0.87%
52th percentile
Net interest margin
2.45%
8th percentile
Efficiency ratio
34.00%
95th percentile
Non-interest income ratio
0.56%
11th percentile

Capital & Risk

Net worth ratio
19.36%
71th percentile
Delinquency rate
1.04%
40th percentile
Net charge-off rate
0.01%
73th percentile
Loan-to-share
62.45%
52th percentile

Growth

Member growth YoY
22.58%
98th percentile
Asset growth YoY
4.32%
70th percentile
Loan growth YoY
5.99%
82th percentile
Share growth YoY
4.17%
71th percentile

Operations

Members / branch
1,520
65th percentile
Assets / member
$13,217
78th percentile
Field of membership penetration
89.41%
95th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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