Reliant Community

Sodus, NY · 1 · Charter #20258 · www.reliantcu.com/
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$742.3M
82th percentile
Members
48,883
86th percentile
Total loans
$520.0M
82th percentile
Total shares
$656.1M
85th percentile

Profitability

Return on assets
1.13%
61th percentile
Net interest margin
4.30%
91th percentile
Efficiency ratio
68.32%
16th percentile
Non-interest income ratio
18.62%
47th percentile

Capital & Risk

Net worth ratio
9.68%
29th percentile
Delinquency rate
0.41%
78th percentile
Net charge-off rate
0.26%
68th percentile
Loan-to-share
79.24%
46th percentile

Growth

Member growth YoY
3.22%
79th percentile
Asset growth YoY
7.13%
67th percentile
Loan growth YoY
7.58%
69th percentile
Share growth YoY
6.71%
69th percentile

Operations

Members / branch
4,888
55th percentile
Assets / member
$15,185
40th percentile
Field of membership penetration
5.08%
55th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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