West Penn P&p

BEAVER, PA · 1 · Charter #9476 · WWW.WESTPPFCU.COM
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$21.9M
65th percentile
Members
4,421
96th percentile
Total loans
$5.2M
45th percentile
Total shares
$18.8M
66th percentile

Profitability

Return on assets
1.26%
70th percentile
Net interest margin
3.49%
33th percentile
Efficiency ratio
62.26%
59th percentile
Non-interest income ratio
7.41%
43th percentile

Capital & Risk

Net worth ratio
13.86%
43th percentile
Delinquency rate
1.61%
29th percentile
Net charge-off rate
0.70%
24th percentile
Loan-to-share
27.60%
10th percentile

Growth

Member growth YoY
-4.27%
22th percentile
Asset growth YoY
1.76%
54th percentile
Loan growth YoY
-14.30%
13th percentile
Share growth YoY
0.62%
50th percentile

Operations

Members / branch
2,211
82th percentile
Assets / member
$4,955
16th percentile
Field of membership penetration
23.92%
37th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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