Merck Sharp & Dohme

CHALFONT, PA · 1 · Charter #6574 · www.msdfcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$960.9M
98th percentile
Members
33,434
61th percentile
Total loans
$455.9M
74th percentile
Total shares
$868.8M
99th percentile

Profitability

Return on assets
0.87%
41th percentile
Net interest margin
2.48%
7th percentile
Efficiency ratio
44.37%
92th percentile
Non-interest income ratio
11.31%
10th percentile

Capital & Risk

Net worth ratio
9.71%
30th percentile
Delinquency rate
0.25%
90th percentile
Net charge-off rate
0.23%
73th percentile
Loan-to-share
52.47%
6th percentile

Growth

Member growth YoY
2.08%
68th percentile
Asset growth YoY
12.95%
94th percentile
Loan growth YoY
0.51%
29th percentile
Share growth YoY
11.93%
93th percentile

Operations

Members / branch
4,776
53th percentile
Assets / member
$28,741
95th percentile
Field of membership penetration
51.81%
95th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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